The AAdvantage® Executive World Elite Mastercard® is a premium travel rewards credit card issued by Citi in collaboration with American Airlines.
It is designed for frequent travelers, especially those who are loyal to American Airlines, offering a variety of exclusive perks and rewards.
This card allows cardholders to earn AAdvantage® miles on every purchase, which can be redeemed for flights, upgrades, and other travel-related expenses.
Reasons to Choose the AAdvantage® Executive World Elite Mastercard®
Generous Welcome Bonus
One of the key reasons to consider this card is the welcome bonus of 50,000 AAdvantage® miles after spending $5,000 in the first three months.
These miles can be used for award flights or other rewards within the American Airlines network.
The bonus alone can help you get closer to booking your next flight or earning a seat upgrade.
Earn Miles on Every Purchase
Cardholders earn 2x miles on purchases made directly with American Airlines, which includes ticket purchases, upgrades, in-flight purchases, and more.
Additionally, you earn 1x miles on all other purchases.
This makes the card a great option for anyone who frequently purchases travel-related goods or services with American Airlines, as well as for general everyday spending.
Admirals Club® Lounge Access
One of the standout perks of the AAdvantage® Executive World Elite Mastercard® is access to the American Airlines Admirals Club® lounges.
Cardholders and up to two guests can enjoy these exclusive lounges when flying with American Airlines or its partners.
The lounges offer comfortable seating, complimentary snacks and beverages, and a peaceful environment away from the hustle and bustle of the airport.
TSA PreCheck® or Global Entry Fee Credit
The card offers a $100 credit for the Global Entry or TSA PreCheck® application fee. This benefit can save you time at the airport by allowing you to use expedited security screening.
This is particularly valuable for frequent travelers who want to avoid long lines at security checkpoints.
Earn Elite Qualifying Miles (EQMs)
The AAdvantage® Executive World Elite Mastercard® allows you to earn 10,000 elite qualifying miles (EQMs) after spending a certain amount within the calendar year.
EQMs are crucial for qualifying for elite status with American Airlines, which comes with a range of benefits, including priority check-in, extra baggage allowance, and better upgrade opportunities.
Complimentary First Checked Bag
Another benefit of this card is a free first checked bag for the cardholder and up to 8 companions traveling on the same reservation.
This can save you up to $30 per bag, making it a valuable perk for families or groups traveling together.
Priority Boarding
Cardholders receive priority boarding when flying with American Airlines, allowing you to board the plane earlier and settle into your seat without the rush and hassle of general boarding.
This benefit ensures a smoother travel experience, particularly on busy flights.
Negative Factors of the AAdvantage Executive World Elite Mastercard
High Annual Fee
The AAdvantage® Executive World Elite Mastercard® comes with a high annual fee of $450.
While this fee is offset by the many travel perks the card offers, it may not be justified for those who don’t travel frequently with American Airlines or don’t take full advantage of the benefits.
Requires American Airlines Loyalty
While the card is a great option for loyal American Airlines customers, it may not be the best choice for individuals who prefer flying with other airlines.
The rewards and perks are most beneficial for frequent American Airlines travelers, so those who don’t fly often with the airline may not find enough value to justify the cost.
High Interest Rates
The card comes with relatively high APRs, which range from 20.74% to 29.74% (Variable).
If you carry a balance from month to month, the interest charges could outweigh the value of the rewards you earn, especially with the card’s high annual fee.
What Are the Requirements to Apply for the AAdvantage Executive World Elite Mastercard?
To apply for the AAdvantage® Executive World Elite Mastercard®, you must meet the following criteria:
American Airlines AAdvantage® Membership
You must be a member of the American Airlines AAdvantage® program to apply for the card.
This is free to join and allows you to earn miles for every flight you take with American Airlines and its partners.
Credit Score
The card is designed for individuals with good to excellent credit. Typically, a credit score of 700 or higher is required for approval.
If your credit score is lower, you may not be eligible for this premium card.
Age and Residency
You must be at least 18 years old and a U.S. resident to apply. Non-U.S. residents are generally not eligible for this card.
Income
Citi may require you to provide proof of income to assess your ability to handle the card’s credit line and annual fee.
Social Security Number (SSN)
You will need to provide a valid SSN or Individual Taxpayer Identification Number (ITIN) to apply for the card.
Fees and Costs
The AAdvantage® Executive World Elite Mastercard® comes with several fees and costs:
- Annual Fee: $450.
- APR on Purchases: 20.74% to 29.74% (Variable).
- Cash Advance APR: 25.74% (Variable).
- Balance Transfer Fee: 3% of the amount of each transfer.
- Cash Advance Fee: 5% of the amount of each transaction, or $10, whichever is greater.
- Foreign Transaction Fees: $0.
- Late Payment Fee: Up to $40.
- Returned Payment Fee: Up to $40.
Frequently Asked Questions
How much is the welcome bonus for the AAdvantage® Executive World Elite Mastercard®?
The welcome bonus is 50,000 AAdvantage® miles after spending $5,000 within the first 3 months of account opening.
What are the benefits of the Admirals Club® lounge access?
The card provides access to American Airlines Admirals Club® lounges, where you can relax, enjoy complimentary snacks and beverages, and use other amenities while waiting for your flight.
How do I earn miles with the AAdvantage® Executive World Elite Mastercard®?
You earn 2x miles on purchases made directly with American Airlines and 1x miles on all other purchases.
Do I get free checked bags with this card?
Yes, you receive a free checked bag for yourself and up to 8 companions on the same reservation when flying with American Airlines.
What is the fee for TSA PreCheck® or Global Entry?
The card provides a $100 statement credit for the TSA PreCheck® or Global Entry application fee.
Conclusion
The AAdvantage® Executive World Elite Mastercard® is a premium travel rewards credit card designed for frequent flyers and loyal American Airlines customers.
It offers a variety of valuable benefits, including access to Admirals Club® lounges, priority boarding, a welcome bonus, and the opportunity to earn elite qualifying miles.
However, the high annual fee and the focus on American Airlines purchases may limit its appeal for occasional travelers or those who fly with other airlines.
For frequent American Airlines passengers, this card offers exceptional value and can significantly enhance your travel experience.
