About the Card

The Bank of America® Unlimited Cash Rewards Credit Card is a cashback credit card designed for individuals who want to earn unlimited cashback on every purchase they make.

Offering a straightforward rewards structure, this card provides 1.5% cash back on all purchases, without any rotating categories or limits, making it a hassle-free way to earn rewards.

It’s an excellent choice for those who prefer a simple and easy-to-understand rewards program.

About Bank of America

Bank of America is one of the largest financial institutions in the United States, offering a broad range of banking services, including credit cards, bank accounts, auto loans, and investment products.

With a history dating back over 200 years, the bank is known for its innovative financial solutions, customer service, and wide-reaching presence.

Bank of America has a strong commitment to helping customers manage their finances with ease and is consistently recognized for its digital banking tools and financial planning services.

Press the button below and check out the step-by-step process how to apply for the card.

Who is this card for?

The Bank of America® Unlimited Cash Rewards Credit Card is a great option for:

• Individuals seeking simple cash back: If you prefer a straightforward rewards program with no rotating categories or spending limits, this card is perfect for you. It offers 1.5% cash back on every purchase, making it easy to earn rewards.
• People who want to earn unlimited cash back: With unlimited cash back, you won’t have to worry about hitting any earning caps. Every eligible purchase earns you cash back.
• New cardholders looking for a bonus: The card offers a welcome bonus for new cardholders who meet the minimum spend requirement within the first 90 days. This is an added incentive for those just starting with the card.
• Bank of America customers: If you’re a Bank of America checking account holder, you can earn even more cashback when you have an eligible account, thanks to preferred rewards benefits.

Card Advantages

The Bank of America® Unlimited Cash Rewards Credit Card offers several notable advantages:

1.5% Unlimited Cashback on Every Purchase: One of the main benefits of this card is its ability to earn 1.5% cash back on all purchases. There are no rotating categories or spending limits, which means you can earn cash back on anything from groceries to entertainment.

$200 Online Cash Rewards Bonus: New cardholders can earn a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening. This is an attractive bonus that adds immediate value to your card.

No Annual Fee: This card comes with no annual fee, allowing you to earn cash back without worrying about additional charges for card ownership.

0% Intro APR on Purchases and Balance Transfers: For the first 15 billing cycles, you’ll enjoy a 0% introductory APR on both purchases and balance transfers. This can be particularly useful if you’re planning on making a large purchase or transferring a balance from a high-interest card.

No Limit on Cashback Earnings: Unlike some cards that place a cap on how much cashback you can earn, this card allows you to earn unlimited cashback on every purchase, making it a great option for those who spend frequently.

Flexible Redemption Options: Cashback rewards can be redeemed as a statement credit, direct deposit, or check. You can also use your rewards to shop with Bank of America’s online redemption center for gift cards, travel, and more.

Access to Bank of America’s Mobile App: Managing your account is made easy with the Bank of America mobile app. You can view your account activity, track cashback rewards, make payments, and more, all from the convenience of your phone.

24/7 Customer Service: Bank of America offers 24/7 customer service to assist you with any inquiries or issues that arise. Whether you have a question about your account, need help with a transaction, or require support, you can count on customer service to be available whenever you need assistance.

Additional Benefits

The Bank of America® Unlimited Cash Rewards Credit Card comes with several additional features that make it a standout option:

Preferred Rewards Members: If you’re a member of Bank of America’s Preferred Rewards program, you can earn 25%-75% more cashback on every purchase. This is an incredible benefit for those who have an eligible checking or savings account with Bank of America.

Mobile Wallet Compatibility: You can easily link your Bank of America® Unlimited Cash Rewards Credit Card to your mobile wallet (Apple Pay®, Google Pay®, or Samsung Pay™) for convenient, contactless payments on the go.