The American Airlines AAdvantage® MileUp® Card is an entry-level airline credit card designed to help frequent and occasional travelers earn AAdvantage® miles on both daily purchases and travel expenses.
Unlike many airline credit cards, this one does not have an annual fee, making it a budget-friendly option for those who want to maximize rewards without additional costs.
With the MileUp® Card, cardholders can earn miles on everyday purchases like groceries, along with bonus rewards for American Airlines purchases.
Whether you fly occasionally or regularly with American Airlines, this card allows you to accumulate miles effortlessly and redeem them for flights, seat upgrades, vacation packages, and more.
About Citi and American Airlines
The American Airlines AAdvantage® MileUp® Card is issued by Citibank (Citi), one of the largest and most reputable financial institutions in the world.
Citi has a long-standing reputation for offering a wide range of financial products, including co-branded travel credit cards in partnership with leading airlines like American Airlines.
Through the AAdvantage® loyalty program, American Airlines offers travelers the opportunity to earn and redeem miles for various travel-related expenses, including:
- Flights
- Seat upgrades
- Hotel stays
- Car rentals
- Vacation packages
By using the AAdvantage® MileUp® Card, cardholders can accelerate their miles accumulation and enjoy additional perks when flying with American Airlines.
Who is this Card For?
The American Airlines AAdvantage® MileUp® Card is a great option for:
Casual travelers who fly with American Airlines occasionally and want to earn miles for future trips.
Budget-conscious individuals who want a no-annual-fee travel credit card to maximize rewards without extra costs.
AAdvantage® loyalty program members looking to boost their miles balance faster.
Frequent grocery shoppers who want to earn miles on everyday purchases.
Beginners in travel rewards who want to start accumulating airline miles without a high-end premium travel card.
This card is ideal for individuals who frequently shop at grocery stores, since it offers bonus miles in this category.
If you’re someone who wants to travel more while keeping expenses low, this card allows you to earn miles effortlessly on both essential and discretionary spending.
Key Advantages of the Card
The American Airlines AAdvantage® MileUp® Card offers several standout benefits, including:
Welcome Bonus
- Earn 10,000 AAdvantage® bonus miles and a $50 statement credit after spending $500 within the first 3 months of account opening.
- This limited-time offer makes it easy to start earning miles quickly.
Earn More Miles on Everyday Purchases
- 2X miles per $1 spent on American Airlines purchases, helping you accumulate miles for future travel.
- 2X miles per $1 spent at grocery stores, including grocery delivery services.
- 1X mile per $1 spent on all other purchases, ensuring that every dollar spent contributes to your travel rewards.
25% Discount on In-Flight Purchases
- Receive 25% off on food and beverages when using your card on American Airlines flights.
No Annual Fee
- Unlike many airline credit cards, this one comes with no annual cost, making it an affordable option for travelers who want to earn miles without paying extra fees.
Miles Never Expire
- As long as you earn or redeem miles at least once every 24 months, your miles won’t expire, ensuring that you can accumulate and use them at your own pace.
Additional Benefits
Mastercard® World Elite Perks – Includes exclusive access to concierge services, premium experiences, and travel benefits.
Trip Cancellation & Interruption Insurance – Protection against unexpected trip cancellations or interruptions.
Purchase Protection – Coverage for eligible purchases against damage or theft.
Important Fees & APR
Annual Fee: $0
APR: Variable APR between 21.24% – 29.99%, based on creditworthiness
Foreign Transaction Fee: 3% on international purchases
Why Choose the AAdvantage® MileUp® Card?
The American Airlines AAdvantage® MileUp® Card is a fantastic choice for travelers who want to earn airline miles on their everyday spending without paying an annual fee.
It is especially valuable for grocery shoppers, since it offers bonus miles on grocery store purchases.
Here’s why this card stands out:
No annual fee – Great for budget-conscious travelers.
Easy-to-reach welcome bonus – Earn 10,000 miles + $50 credit after spending just $500 in 3 months.
Fees and charges
Late Payment: Up to $41;
Returned payment: Up to $41;
● APR: 20.24% - 29.24%;
● Balance Transfer Fee: either $5 or 5% of the amount of each transfer;
● Cash Advance: either $10 or 5% of the amount of each cash advance.
Expert review
The American Airlines AAdvantage® MileUp℠ Card is a solid entry-level option for those who frequently fly with American Airlines but prefer a $0 annual fee.
It earns 2x miles on American Airlines purchases and grocery store spending, plus a 25% discount on in-flight purchases.
While it’s a great way to accumulate AAdvantage miles without extra costs, it lacks premium travel perks like free checked bags and lounge access, making it less appealing for frequent flyers.
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+Positive points
- No annual fee: Enjoy earning miles with a $0 annual fee.
- Bonus miles on groceries: Earn 2x miles per dollar spent at grocery stores, including delivery services.
- American Airlines rewards: Get 2x miles on eligible American Airlines purchases.
- 25% in-flight discount: Receive 25% off in-flight food and beverage purchases on American Airlines.
- Welcome bonus: Earn 10,000 miles and a $50 statement credit after spending $500 in the first 3 months.
- Negative points
- No premium travel perks: Does not offer free checked bags or priority boarding.
- Limited earning potential: Lacks higher bonus categories for diversified spending.
- Foreign transaction fees: Charges 3% per transaction, making it less ideal for international use.