The U.S. Bank Altitude® Go Visa Signature® Card is an excellent credit card for those looking to earn generous rewards on their everyday purchases, especially in categories like food and transportation.
With a flexible rewards system and an affordable annual fee, this card offers a great opportunity for those who like to accumulate points that can easily be redeemed for cashback, travel, and other products.
Additionally, the card offers 3 points per dollar on food-related purchases, including supermarkets, restaurants, and delivery services, and 2 points per dollar on gas and public transportation.
These categories offer a significant rewards potential for those who spend a lot in these areas.
About U.S. Bank
U.S. Bank is one of the largest financial institutions in the United States, offering a wide range of banking products, including credit cards, bank accounts, loans, and investments.
Founded in 1863, the bank is known for its reliability, innovative banking technology, and personalized services for its customers.
It has a strong national presence and is highly respected in the financial industry.
The U.S. Bank Altitude® Go Visa Signature® Card is one of the bank’s most popular offerings for those looking to earn rewards while keeping costs low.
Who is this card for?
The U.S. Bank Altitude® Go Visa Signature® Card is perfect for:
- Food and restaurant lovers: With 3 points per dollar on food purchases, including supermarkets and restaurants, this card is a great choice for those who spend a lot in these categories.
- Frequent travelers: In addition to rewards on food and transportation, the card also offers no foreign transaction fees, making it an attractive option for those who often travel internationally.
- Consumers who want a no annual fee card: If you want a credit card that offers rewards but doesn’t come with an annual fee, the U.S. Bank Altitude® Go Visa Signature® Card is a great option.
- People with varied spending: Since the card offers 2 points per dollar on categories like public transportation, gasoline, and streaming services, it’s ideal for those looking to accumulate points across a range of everyday spending.
If you want a simple, no-annual-fee card that offers rewards in multiple categories, the U.S. Bank Altitude® Go Visa Signature® Card may be the ideal choice for you.
Card Advantages
The U.S. Bank Altitude® Go Visa Signature® Card offers a number of advantages:
- 3 Points per Dollar on Food Purchases: This card is a great choice for anyone who spends a lot on food. It offers 3 points per dollar on purchases made at supermarkets, restaurants, and delivery services, helping you accumulate points quickly.
- 2 Points per Dollar on Gas and Transportation: The card also offers 2 points per dollar on purchases for gas and public transportation, making it ideal for anyone who uses these services regularly.
- 20,000 Bonus Points: When you spend $1,000 in purchases within the first 90 days of opening your account, you’ll receive 20,000 bonus points, which can be redeemed for up to $200 in cashback or other reward options.
- No Annual Fee: One of the biggest benefits of this card is its no annual fee, which makes it accessible to consumers who don’t want to pay extra costs to enjoy rewards.
- No Foreign Transaction Fees: The card offers no foreign transaction fees, making it a great option for those who travel abroad and want to avoid extra charges.
- Visa Signature Benefits: As a Visa Signature card, it comes with a host of exclusive benefits, including access to exclusive events, 24/7 concierge services, travel insurance, and fraud protection.
- Access to U.S. Bank Rewards Program: Points earned can be redeemed for a variety of rewards, including cashback, travel, gift cards, and products.
Additional Benefits
In addition to the main benefits, the U.S. Bank Altitude® Go Visa Signature® Card also offers other features that make it even more appealing:
- Fraud Protection: The card comes with fraud protection, ensuring you won’t be held responsible for unauthorized purchases.
- Travel Insurance: The card provides travel insurance, including coverage for accidents, trip cancellations, and lost baggage.
- Extended Warranty: For items purchased with the card, you get an extended warranty of up to one year, which extends the protection for products already covered by the manufacturer’s warranty.
- Online Account Management: The card offers online and app-based account management tools, making it easy to track your spending and redeem your rewards.
Fees and charges
Late Payment: Up to $41;
Returned payment: Up to $41;
● Introductory APR: 0% for 12 billing cycles;
● Standard APR: 17.24% - 28.24%;
● Balance Transfer Fee: either 3% of the amount of each transfer or $5 minimum;
● Cash Advance: either 5% of the amount of each advance or $10 minimum.
Expert review
The U.S. Bank Altitude Go Visa Signature Card is a solid choice for those who frequently spend on dining and streaming services.
It offers 4% cash back on dining, takeout, and delivery, and 2% cash back on grocery store purchases.
With no annual fee, it’s an affordable option for everyday spending.
However, the 4% cash back is limited to certain categories, and it does not offer premium perks like airport lounge access or travel insurance, which are often found in higher-end cards.
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+Positive points
- 4% cash back: Earn 4% cash back on dining, takeout, and delivery, a top reward category.
- 2% cash back: Get 2% cash back on grocery store purchases.
- No annual fee: This card comes with no annual fee, making it cost-effective.
- Introductory bonus: Earn 20,000 bonus points after spending $1,000 in the first 90 days, worth $200 in cash back.
- Flexible redemption: Points can be redeemed for statement credits, merchandise, and travel rewards.
- Negative points
- Limited high cash back categories: The 4% cash back is limited to certain categories like dining and delivery.
- Foreign transaction fees: There is a 2% foreign transaction fee, which can be a drawback for international use.
- No premium travel perks: Lacks premium travel benefits such as airport lounge access or travel insurance.