About the Card

The Bank of America® Customized Cash Rewards Credit Card is a versatile cash-back credit card designed for individuals looking to maximize their earnings in spending categories that matter most to them.

With the flexibility to choose a top earning category and solid rewards on everyday purchases, this card is a great option for those who want personalized benefits without an annual fee.

About the Financial Institution

Bank of America is one of the largest and most well-established financial institutions in the United States.

With a history dating back to 1904, the bank has evolved into a global leader in banking and financial services.

It offers a wide range of products, including credit cards, checking and savings accounts, investment services, and mortgage solutions.

Known for its strong customer support, digital banking innovations, and extensive branch network, Bank of America provides reliable and rewarding financial products for consumers and businesses alike.

Press the button below and check out the step-by-step process how to apply for the card.

Who is This Card For?

The Bank of America® Customized Cash Rewards Credit Card is ideal for individuals who want more control over their cash-back earnings. This card is best suited for:

Everyday Shoppers: Those who frequently spend on categories like gas, dining, travel, or online shopping.

Budget-Conscious Consumers: People who want a rewarding credit card with no annual fee.

Bank of America Customers: Existing clients who can take advantage of the Preferred Rewards program to earn even more cash back.

Custom Rewards Seekers: Individuals who want the flexibility to choose their top cash-back category based on changing spending habits.

Main Advantages of the Card

The Bank of America® Customized Cash Rewards Credit Card offers a unique set of features that make it a strong option in the cash-back credit card market:

3% Cash Back: Earn 3% cash back in a category of your choice, including gas, online shopping, dining, travel, drug stores, or home improvement/furnishings.

2% Cash Back: Earn 2% cash back at grocery stores and wholesale clubs.

1% Cash Back: Earn unlimited 1% cash back on all other purchases.

Bonus Offer: New cardholders can qualify for a generous sign-up bonus after meeting the minimum spending requirement.

No Annual Fee: Enjoy rewards and benefits without worrying about an annual fee.

Introductory 0% APR: Take advantage of an introductory 0% APR period on purchases and balance transfers for a specified time.

Additional Benefits

Beyond its cash-back rewards, the Bank of America® Customized Cash Rewards Credit Card provides additional perks to enhance the user experience.

Exclusive Bank of America Benefits

Preferred Rewards Program: Bank of America customers enrolled in the Preferred Rewards program can earn 25% to 75% more cash back on every purchase.

Digital Wallet Compatibility: Easily link your card to Apple Pay, Google Pay, and Samsung Pay for secure, contactless transactions.

Online & Mobile Banking: Manage your account, track spending, and redeem rewards through the highly rated Bank of America mobile app.

Security and Convenience

Fraud Protection: Zero liability fraud protection ensures you are not responsible for unauthorized transactions.

Free FICO® Score: Monitor your credit score for free through Bank of America’s online banking platform.

Overdraft Protection: Link your card to a Bank of America checking account to help avoid overdraft fees.

Alerts & Account Monitoring: Set up real-time account alerts for added security and budgeting control.

The Bank of America® Customized Cash Rewards Credit Card is an excellent choice for individuals who want flexible cash-back options, solid earning potential, and valuable perks without an annual fee.

Whether you’re looking to maximize rewards on daily purchases or take advantage of the Preferred Rewards bonus, this card offers a customizable and rewarding experience.